We're a broker, not a lender — which means lenders compete for your deal instead of the other way around. One short application, real offers back in hours, funds wired as fast as the same day.
Checking your options is free and takes about five minutes.
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capital placed since 2016
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businesses funded
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lenders competing for your deal
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average time to funding, application to wire
How it works
You fill out one short application. We shop it to the lenders most likely to say yes, negotiate, and put the offers side by side in plain numbers. You pick — or walk away. No fee either way.
This is last Tuesday's $120K line of credit for a Houston contractor — start to wire in one business day.
Tue 9:04 AM
Application in — 12 fields and 3 months of bank statements.
Tue 11:30 AM
File placed with 6 lenders who actually fund contractors.
Tue 1:45 PM
3 offers back. We flag the cheapest one and explain the other two.
Tue 4:52 PM
$120,000 wired. Crew paid, materials ordered.
Products
Tell us the problem — a dead cooler, a big contract, a slow season — and we'll tell you which of these actually fits.
$25K–$5M · 1–10 years
For planned, one-time investments — expansion, buyouts, big purchases. Predictable monthly payment.
$10K–$1M · 3–18 months
The fastest option when revenue is strong but paperwork is thin. Payments flex with sales.
$25K–$500K · revolving
For uneven cash flow. Draw what you need, pay interest only on what you use, reuse it as you repay.
$10K–$2M · 2–7 years
Trucks, ovens, machines, medical gear. The asset is the collateral, so approvals are easier.
$50K–$5M · 10–25 years
The lowest rates available — if you can wait 30–90 days and provide full documentation. Often worth it.
$20K–$3M · ongoing
For B2B companies waiting 30–90 days on receivables. Get paid now; the factor waits, not you.
Also funding retail, medical and dental practices, and professional services every week.
These are typical minimums across our network. Falling short on one doesn't rule you out — different lenders weigh them differently, and matching you to the right one is literally our job.
Real people, real deadlines
"Our walk-in cooler died on a Thursday. Three offers by Monday, money Wednesday. We never closed a single day."
"Two banks said no because we'd only been running eighteen months. Riverbank found a lender who read our contracts instead of our age."
"They told me one offer was too expensive for what I needed and to take a smaller line instead. That's why I came back twice."
ISO & broker partners
We co-broker with ISOs, accountants, and commercial loan officers. Transparent splits, fast payouts, and your client stays your client. A dedicated partner desk answers the phone.
Partner with us50/50
Standard commission split, negotiable on volume
48 hours
Commission payout after funding
White-label
Submission portal for volume partners
Including the one about how we get paid.
It takes about five minutes. Checking your options is free and does not affect your credit.
Secure and encrypted. No obligation.